Contracting Business

Cover is available for smaller contractors on a per capita basis or for larger firms on a traditional wages and turnover basis.

Per Capita Liability

Designed for firms with 1 – 10 employees with turnover up to a £1 million.

  • We have a wide trade appetite, including facilities to accommodate high risk construction trades
  • Contractors All Risks can be covered on a separate contract

Quotes and cover facilities for our Per Capita Liability product are available at


Package with Contractors All Risks, Public Liability and Employers’ Liability, suitable for building and allied trades.

  • Contractors All Risks and Liability covers can be written in isolation
  • We accept risks with high BFSC proportion of turnover and wage roll
  • Non-negligent Liability cover is available in isolation
  • Public Liability excess of loss limits are available to £50 million
  • We will consider providing cover for existing structures
  • Lon term contracts
  • Single project cover available.


 Policy Document

 Summary of Cover

Product Brochure